Archives July 2024

4 PRACTICAL TIPS FOR NEW ENTREPRENEURS STARTING RIGHT

4 Rules For New Entrepreneurs – Practical Tips For Starting Right

It’s a great time to be an entrepreneur—in the last decade, technology has leveled the playing field and propelled an entrepreneurial revolution. As an entrepreneur, you now have more access to information that enables you to make more intelligent choices more quickly.

You have an advantage over big businesses in that you’re lighter, more flexible, and faster on your feet. You can target new markets more quickly, and you can turn on a dime.

But being a successful entrepren…

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It’s a great time to be an entrepreneur—in the last decade, technology has leveled the playing field and propelled an entrepreneurial revolution. As an entrepreneur, you now have more access to information that enables you to make more intelligent choices more quickly.STARTING A BUSINESS INFORMATION

You have an advantage over big businesses in that you’re lighter, more flexible, and faster on your feet. You can target new markets more quickly, and you can turn on a dime.

But being a successful entrepreneur requires that you look at the big picture and follow a plan through from beginning to end.

Rieva Lesonsky, editor-in-chief of Entrepreneur Magazine gives some practical guidelines that can help you when beginning your own enterprise

1.Don’t Quit Your Day Job.

Consider starting your business part-time, especially if it’s online, while you’re working and have a steady income. It usually takes six months to a year to get a business going and you don’t want your ability to make your house payment to hinge upon your company being an overnight success.

Start with what you can manage, financially and time-wise, and scale up as your business grows.

2.Find Your Niche.

The days of general stores are over. Particularly online, consumers are looking for stores that specialize. You have to find a need—something a specific group of people want, but can’t get at the big chain stores—and fill it.

Advises Lesonsky, “You can’t compete with the big guys, so you have to find where the big guys aren’t and go into your niches.”

3.Have an Online Presence.

Even if you’re not planning to start an online retail business, consider that the internet can still play a valuable role in your company.

Having an online presence eliminates the limitations of physical location and broadens your customer base by, literally, millions.

It’s also a great tool for promoting yourself and letting people, even in your own area, know that you’re there, and what you’re doing.

4.Refuse to Quit.

Successful entrepreneurship requires creativity, energy, and a drive to keep going when you fail. Few people realize that before Bill Gates created the extremely successful Microsoft 3.0, he created a Microsoft 1.0 and 2.0, both of which flopped—but he kept at it.

Are You Ready To Start Your Own Business? The 4 Key Questions You Must Ask

How can you make sure that you are among the winners rather than the losers in this high stakes game? The answer is inside of you. You must ask yourself four key questions to determine whether your own small business will survive and thrive.

business, starting a business, small business, entrepreneur, home business, working at home, working from home

Every year millions of people answer “Yes” to that question and every year that answer costs many of them money, time, confidence, and heartbreak. The Small Business Administration estimates there are 580,900 new small businesses opening each year and that number does not include the small one-person entrepreneurships that pop up every day.

However even if you are your business’s sole employee then there is still something to be learned from the SBA’s numbers.

According to the SBA, two-thirds of new businesses survive at least two years and 44 percent survive at least four years. Two of the key factors in the businesses survival and ability to thrive: the owner’s education level and the owner’s reason for starting the firm in the first place.

How can you make sure that you are among the winners rather than the losers in this high stakes game? The answer is inside of you. You must ask yourself four key questions to determine whether your own small business will survive and thrive.

1. Are You Ready

Have you mentally prepared yourself for the switch from employee (or student or whatever label fits you currently) to boss. You are going to be the one making decisions now about everything from office products to product line.

This total control is one of the driving forces behind many people who take the plunge into starting their own business but it is also one of the elements that drives new entrepreneurs crazy. When you start out there is an endless list of decisions that need to be made and new questions crop up every day.

Even more important you will need to remember that in a small business you will wear many hats. Even if you manage to start out with one or more employees you will each fulfill more than one role in your new business.

And if you are running a one-man or one-woman show then you serve in every capacity from file clerk to maintenance crew to salesman to CEO. Can you handle switching from task to task and role to role like that? Are you willing to make those switches?

Similarly, have you prepared your family and friends for this switch in attitude. Your life is going to change — probably pretty drastically — and that change can have a positive or negative impact on your family life and social interactions. It will make things much easier if your friends and family are supportive going into the process.

2. Where Is Your Niche?

Have you identified your niche yet? One of the reasons many businesses fail is that they fail to focus on a target audience. Yes if you are a major discount chain then you can sell everything from peanuts to wallpaper but this type of business requires vast resources that just aren’t available to the small business.

But small businesses dominate the marketplace (creating more than 50 percent of the private gross domestic product last year) by finding a different approach — a niche.

POVERTY AND BEING POOR: ARE THEY THE SAME THING

ROAD TO SUCCESS: THINK AND GROW RICH, AS A MAN THINKETH, TAO TE CHING, THE POWER OF YOUR SUBCONSCIOUS
MIND AND MORE

LAW OF ATTRACTION; SCARCITY NO MORE : POWERFUL TECHNIQUES & STRATEGIS TO DEVELOP AN ABUNDANCE
MINDSET

Poverty and being poor : are they the same thing?
There’s a common notion about poverty and being poor. So many persons believe them to be the same thing. But as a matter of fact these are two different things, they mean different things and represent different things. Pay attention and I’ll break them down for you to understand properly.

POVERTY (to live in poverty).
Poverty and being poor are actually states of mind. Each of them is depends or relies solely on how you see the world that you live in now. Poverty is defined as a mindset that showcases helplessness giving you this sense that there’s nothing you can do about your current financial situation at all.

For instance, there are people who depend on government programs to survive, now if these person’s earn enough money such that they no longer qualify to receive from any of these programs, they tend to mourn their handouts which is being taken away than the financial freedom they just gained.STRATEGIS TO DEVELOP AN ABUNDANCE MINDSET

Someone in poverty tends to make financial and work choices that will always limit their income in order to continue to just receive this free money and services from government.

People living in poverty usually feels they are owned certain money in life. They always have this believe that they should be able to do anything they want in life and still have these needs taken care of by another person. That’s poverty.
A good example is a lady who caters for her family and although she doesn’t make enough money. She somehow goes to the store every day to buy expensive food even when technically she can’t afford it.

She buys well decorated cakes for her kids birthday and eat out almost every day.
Now, She can’t afford to really do any of these things she does but when you ask her why she does them, she will simply go out of her way and tell you that she “deserves them” because of the sacrifices she makes in her life.

This is the poverty mentality.

Even though there’s not enough cash to do somethings, you still do them anyway just because you deserve them.
There is usually no way out for anybody with poverty thinking because they keep sabotaging their own possibilities for improvement and success.

POOR: Being poor.

Now we can talk about the difference between poverty and being poor. The major difference between this two is that any one who is poor acts poor. Someone living in poverty can go ahead and buy things they don’t really need, things they can’t afford and end up hurting their financial capabilities in order to feel good. That person who is poor will never buy what he cannot afford. Why you might ask? Because they simply don’t have money to buy it then!

Poor people easily recognize that they are indeed poor now, cashless and this helps them behave in a quite responsible manner.
A poor person usually appreciates their state or condition and tries their best to leave that state. Don’t mistake it, when i say “appreciate” I mean that they respect their lack of money and what it means to their life just like they would respect fire related properties and what it can do to ones life.

Let’s picture it like this; imagine telling a child not to touch a very hot stove because it can burn. Now someone in poverty will actually feel justified claiming they have the right to indeed touch the stove if they want to. Thinking like this means they get burnt a lot.
A poor person realises the power and strength of this stove and indeed stays clear.

It’s just like deciding to buy a 12 pack of coca cola from a grocery store. To a poor person, this is not a necessity, it’s just a luxury which they stay away from. They sacrifice some of their wants and stick only to their

MILLINEALS AND GENERATION Y/Z —HOW YOU CAN OWN A HOME

FORGET INTEREST RATES. Inventory of homes available for purchase
makes it a buyer market in most areas of the country.

Rent on the other hand in the market continue to rise. Their still 
tax advantages for ownership as well as building up equity.FREE BUSINESS INFORMATION

There are so many loan programs available such as VA, FHA, and USDA loans, and

they like every state as well as some municipalities have homeownership programs.

Additional income to purchase a home is a great way to start an additional income.
!
YES YOU YOUR FAMILY CAN OWN A HOME

!

Home Buying 101 by Abduljaber Totonji. This quick-read book on buying a

home is a must. Affordable: Yes. Click on the link below
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YES YOU YOUR FAMILY CAN OWN A HOME

First-time home buyer, real estate investor, flipping houses.

All three have one thing in common–WEALTH BUILDING –. Posted below are

several books that covers the subjects.

 Insights into how to get started and be successful in Real Estate.

All three require:

Subject areas require some general knowledge.

I would highly recommend reading beginner books on each topic.

Real Estate has a few subject matters that everyone should understand.

In real estate, there is the possibility of purchasing property with no money down. Lots of investors

I have been successful doing just that.s

Additional income from a steady source will let you sleep

lot better.

THIS BOOK BY MICHAEL BLANK SHOULD BE IN EVERYONE POSSESSION

THIS BOOK WHEN READ, STUDIED, PRACTICEd, AND DONE EVERY DAY WILL

GET YOU TO WEALTH BUILDING.

FINANCIAL FREEDOM WITH REAL ESTATE INVESTING

YES YOU YOUR FAMILY CAN OWN A HOME

THE BLUEPRINT TO QUITTING YOUR JOB WITH REAL ESTATE – EVEN

WITHOUT EXPERIENCE OR CASH FINANCIAL FREEDOM WITH REAL ESTATE INVESTING Keys to Wealth

!

Building/Wealth building For Beginners

How to Earn Money—Timeshare for Sale—Start your own Business
Start Up Business—Starting an Online Business—How to Start a Business Online
Best Ways to Make Money

What are the guidelines to qualify as a first-time homebuyer?

What qualifies you as a first-time homebuyer?

What are the best financing options for a first-time homebuyer?

Do you have to have good credit for a first-time homebuyer?

Interest rates continue to below. Inventory of homes available for purchase
makes it a buyer market in most areas of the country.

Rent on the other hand in the most market continue to rise. Their still a
tax advantage for ownership as well as building up equity.FREE BUSINESS INFORMATION

There are so many loan programs available such as VA, FHA, USDA loans, seem
like every state as well as some municipalities have homeownership programs.

NEED additional income to purchase a home.

Great way to start an additional income. Passive Income, passive income ideas, small
Business Ideas, starting a business, residual income, business development and online
business.
Additional income to purchase a home, paydown debt, or just save it is your choice!!!

10 WAYS TO EARN PASSIVE/RESIDUAL INCOME

IT IS FACTUAL. YOU CAN GET RICH WITH PASSIVE RESIDUAL INCOME. YOU CAN
BUILD WEALTH FOR YOURSELF AND GENERATIONS TO COME. START NOW BY SIMPLY
CLICKING ON THE LINK BELOW. LEARN NOW.

GETTING RICH WITH PASSIVE RESIDUAL INCOME

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10 Ways To Make More Money In Network Marketing

Simple powerful, yet often overlooked strategies to expand your network marketing business.

MLM, network marketing, downline, business opportunity

Network Marketing is an excellent way for the “average Joe or Jane” to make an extra income. This

business concept has been around for decades and will not disappear soon. The reason for

its popularity is simple… It Works!BUSINESS STRATEGY: CLARIFY YOUR PUPOSE AND VISION

However, requires lots of work and most importantly, dedication and persistence to get the job done.

The best part is, once you are set up a solid network, your business becomes MUCH less

time intensive.

Almost like going on “autopilot”. The key is to get there as fast as possible.

Here are just a couple of tips I have found to be helpful in maximum your Network Marketing

Business:

1. Use your products regularly. This is Number 1 for a reason, this is the most ignored part of ANY

network marketing business.3 POWERFUL TACTIS THAT MOTIVATE CUSTOMERS TO BUY – (PASSIVE INCOME)

How do you expect your business to succeed if you will not even use your products?  Silly to bring this

up,  not using their products, and wonder why they are not making any money. Use your products for

a year, and see where your business goes.

2. Educate yourself constantly. This is very important! Rid yourself of negative ideas, sometimes

called “stinking thinking”. This can be done in a variety of ways.

I recommend reading at least 15 minutes a day but try to shoot for 30. Business and self-help books

are a great way to start. Don’t forget your Multi-level magazines, which are full of tips and advice.

Lastly, listen to cassette tapes on multi-level tips from top earners in your business.RISDUAL INCOME — MAKING MONEY FROM THE INSIDE OUT

3. Spend as much time as possible with your upline. Your upline should have only one goal, to

Help You Succeed! They are a vast source of knowledge and information.

Mingle with top distributors in your group, or other groups, and ask how they made it. Most everyone

should be happy to provide you with excellent tips and advice.

4. Present your products and marketing plan personally to at least one person daily. Remember

above when I said you have to work, well here it is.

Here is the key, the prospects to whom you present your plan, do not have to be yours personally.

Show the plan for your downline, and not only will you create “security” by placing members in your

downlines’ downline,  boosting your income!

I can guarantee following this rule for 6 months, you will create a downline with enough width and

depth to add an income to sustain you and your family for life.

5. Care for your downline. An entire book can be written on this topic. Usually, it’s the little things

that shows you care.

Try to maintain regular contact, and always praise your distributor’s accomplishments. You can even

offer incentives for specific achievements, such as money, travel, recognition, or other rewards, to

help motivate your group.

6. Duplicate yourself by making distributors independent of you. This will help to multiply your time,

thus making you and your group more effective.

Always lead by example. Never stop recruiting, training, and retailing. Remember the KISS formula –

“Keep It Simple, Sweety” I know, I know, I changed the last word, but it maintains the meaning. This

can be done by conducting simple, brief, yet dramatic presentations, and teaching your downline to

do the same.

7. Create a large customer base. This is another largely ignored, piece of your network marketing

business. Many try so hard to build a huge downline, that they forget how much profit they could

make by selling their products to retail customers.

Some people will not want to become part of your downline, no matter how great a

product/system you may have. This does not mean they will not be personally interested in your

product.

Try to make everyone your customer. Once you earn their trust, they will come to you more, and

perhaps even join your downline later. Always “leave the door open”, as people’s needs change.

8. Focus on your customer’s needs. Give customers more than they expect, and always satisfy your

customers. Try to listen 80% of the time, and talk only 20%.

As stated above, your customers can be a huge source of future referrals business. You must

earn and maintain their trust. Once you have their trust, you can always ask for referrals, which

leads to even more business and a larger downline.

9. Set daily, weekly, monthly, and yearly goals – and Write Them Down! You may have heard the

expression, “How do you eat an elephant? One bite at a time.” Breaking up a larger goal into smaller

easily attainable goals is the key to success.

You cannot just jump to the end, you have to make progress every day. Writing them down is another

largely ignored, important tip to help you succeed. A goal is just a “passing thought”, or “wish” until

you write it down. That is when it becomes concrete and real.

A business journal of your daily activities, as will help you to become more productive and

conscious.

10. Get Out There And Do It Now! All of the knowledge in the world is useless and unprofitable until

you put it into action. This “secret” ingredient should come as no

surprise, but this is the #1 reason for failure at anything in life. It is ACTION! Remember,

knowledge is useless without action.

HOW TO EARN PASSIVE AND RESIDUAL INCOME TO BUILD WEALTH

How to Earn Passive and Residual Income to Build Wealth

Building wealth is an aspiration, yet realizing this goal is a deliberate and strategic approach.

YOU AND PASSIVE INCOME BUILDING WEALTH – A NO BRAINERCLICK HERE–knowledge is power.

———-WOULD YOU INVEST $10.00 IN A BOOK TO HELP YOU ACHIEVE WEALTH???????—————–

One of the most effective methods to achieve financial prosperity is having passive

and residual income. By diversifying income streams and making informed financial decisions, you can

lay a solid foundation for long-term wealth accumulation. This article explores various avenues for

earning passive and residual income, underscoring the importance of creating multiple income

streams to ensure financial stability.

YOU AND PASSIVE INCOME BUILDING WEALTH – A NO BRAINERCLICK HERE–knowledge is power.

____Real Estate Investments____

Investing in real estate provides a reliable source of passive income. Rental properties can generate

steady cash flow and appreciate over time. Real Estate Investment Trusts (REITs) offer an alternative by

distributing dividends without the need for direct property management.

Dividend Stocks

Dividend stocks offer a straightforward method to earn passive income. Companies distribute profits

to shareholders regularly, and reinvesting dividends can leverage compound interest for significant wealth accumulation. YOU AND PASSIVE INCOME BUILDING WEALTH – A NO BRAINER

Peer-to-peer lending (P2P) platforms enable direct loans between individuals, bypassing

traditional banks. Diversifying loans across multiple borrowers mitigates risk while earning interest on

invested capital.

___Creating Digital Products___

Digital products like e-books, online courses, or software can generate continuous passive income.

Platforms like Amazon Kindle Direct Publishing and Udemy simplify global distribution and sales.

Affiliate Marketing

Promoting third-party products through blogs, social media, and websites allows individuals to earn

commissions on sales. Successful affiliate marketing hinges on selecting relevant products and creating

compelling content.

Network Marketing

Network marketing (MLM) involves selling products and recruiting others to expand the business

network. Participants earn residual income from their recruits’ sales, requiring dedication to build a

successful network.

Investing in Index Funds

Index funds replicate specific market indices and offer diversified exposure to stocks. With lower fees

and steady growth, they provide a reliable option for passive income.

Licensing Intellectual Property

Monetizing patents, trademarks, or copyrights through licensing agreements generates ongoing

royalty payments. This strategy suits creators seeking to profit from intellectual property without

direct involvement.

____High-Yield Savings Accounts and CDs____

High-yield savings accounts and Certificates of Deposit (CDs) offer secure, passive income with higher

interest rates than traditional savings accounts. They are ideal for conservative investors seeking stable

returns.

Renting Out Assets

Renting personal assets like vehicles, storage space, or equipment can convert idle resources into

passive income streams through platforms like Turo and Neighbor.YOU AND PASSIVE INCOME BUILDING WEALTH – A NO BRAINER

___Creating an App___

Developing mobile or web applications can generate passive income through advertisements, in-app

purchases, or subscriptions. Apps leverage smartphone and internet usage to reach a broad audience.

Conclusion 

Passive and residual income is a potent strategy for building wealth. While it demands initial effort,

thorough research, and often financial investment, the long-term rewards are substantial.  By

exploring diverse income-generating avenues and cultivating multiple income streams. Whether

through real estate, investments, digital products, or network marketing, the opportunities for passive

and residual income are abundant. Begin your journey

today and take proactive steps toward securing your financial future.

YOU AND PASSIVE INCOME BUILDING WEALTH – A NO BRAINER

ONCE YOU HAVE STARTED YOUR HOMEBASED BUSINESS, THESE TIPS WILL HELP YOU GROW

YOUR BUSINESS. ONE OF THE PROBLEMS I EXPERIENCE WAS WITH GROWTH COME ISSUES.

I SIMPLY NEEDED HELP, AND I COULD HAVE SIMPLY READ A COUPLE MORE BOOKS ON STARTING

A SUCCESSFUL BUSINESS.

It is a well-understood axiom of the business world that there are two ways to improve the bottom line of the business. Stated simply, those two ways are to make money or to cut costs. Now no business can cost cut their way to profitability.

But by the same token, waste and excessive internal costs for any business can eat away any profits that business is enjoying. So to get ahead in a competitive business environment, both methods must be employed.

When a business turns its eye to cost cutting, there is a stated or unstated business objective that the business owners will discover significant bleeding of revenues that are going on within the systems of doing business.

So if those systems can be improved to eliminate that waste, the business would literally make money from the inside out because the overhead of the business would drop so dramatically.

The usual progress of such a cost saving campaign by a business is to find “the low hanging fruit” first. By that we mean that in order to satisfy the demands of management, middle management will identify superficial savings in hopes of satisfying the requirement.

Hence switching from disposable cups to mugs or cutting back on break room amenities often go on the chopping block first.

Sadly, while there may be some superficial savings to be found in such places, the significant introduction of efficiencies for any business lie at a deeper level and take a more in-depth process of locating problems with how things get done internally.

The methodology of finding these “money pits” within a business is often called “Process Improvement.”

The concept of process improvement is to diagram a particular business process from inception to completion and document the stages it goes through, the handing over of authority for the process and to pin point places where inefficient methods are causing excessive cost in executing that process en route to the final stage of process completion.

Routinely, the areas of business structure that most often identified as being candidates for a process improvement examination are…

* Excessive overhead between departments. Departments within a business are notorious for taking on the atmosphere of a fiefdom and becoming resistant if not suspicious of other departments in the same company.
When that happens, department managers will introduce paperwork and unnecessary processing to cause “work” to move to his or her department from another or for completed jobs to continue along their path.

This excessive overhead can be costly at the department level and bog down the business as a unit enough to actually reduce the profitability of the organization.

* Communication problems. A business process moves through the organization as each department or entity adds value to the process through to the completion of the job.

However if communications between departments or people along the process chain are flawed, a process can grind to a halt and wait for hours if not days before the missed communication is discovered and the work is put into the cycle to be completed. This slow down or break down in communications can be a tremendous drain on the company.

To correct the problem, modern tools of communication should be reviewed so each significant person along the chain is quickly made aware of work that needs to be done and can signal to the next agent that their step is complete and that the process is moving to the next stage.

* An inefficient IT infrastructure. Out of date computer programs that are not integrated with each other cause needless work to be done to take data from one system and moving it into the next computer program only to be entered again at the next stop along the chain.

Standardization and integration of data and systems will introduce huge efficiencies to the process.

By streamlining the process of moving a business requirement from inception to conclusion, we can remove much of the inefficiency and waste that has become inherent to that process.

We can introduce up to date integration designs both at the IT and process level to quickly move the process from one department to the next upon completion.

The outcome is a streamlined organization that is no longer “bleeding money” due to inefficiencies and as such is making money “from the inside out”.

HOW TO GENERATE PASSIVE AND RESIDUAL INCOME 2024-2025

How to generate passive income and residual income in 2024-2025

Earning additional income

Most young entrepreneurs around us today have created for themselves an offline venture that

can fetch them a little money.

To become a successful entrepreneur your passion must speak for you and not 

rushing to get the money daily. For you to earn more you need to add more value to their life

just like the way you fuel your machinery you will surely benefit from it that is how your

idea works too.

Earning additional income means creating another source of earning money daily it could

be anything but it must be what you love more. Over the years I have love the online business

that fetch me some little money to my offline and this online activity that fetch me some money

is blogging. Although blogging is not the only business that can fetch you more we have other

reliable business to get involve and you won’t regret it.MULTI-STREAMS OF INCOME – KEY TO WEALTH

Blogging can be defined as the process of updating your web blog daily just like a diary.

Blogging has been the big money niche online and does not require much stress or

coding. Most people get frustrated with blogging because the fail to understand how it works.

You need to be consistent and your articles must be unique for your reader to read daily.

Earn additional income through blogging Most people are full time bloggers and some are part-time

bloggers.

Earn additional income through Real Estate Investing

The process by which an individual gets involved in the management or

ownership of the real estate in return of profit. So, the development of your business strategy

for real estate investment is known as Real Estate Investing.

Earn additional income through  an Online student Tutor PASSIVE INCOME – RESIDUAL INCOME – REAL ESTATE INVESTING

Earning additional income through Online Tutor is mainly for those with teaching skills

and with this, you can make some cool cash online with platforms like tuteria.com and for

you be a tutor you should either be a high school

certified graduate and also have a license to become a tutor.

Conclusion

Making additional money online require much time and also try to figure what you love

most. The above-listed ways how earn additional income through different means is

not just the whole channels that you can make additional, money online, we have thousand

of ideas on how to make this money online. Try to make use of your free house to go

more on a research you can become twice richer if you can devote your time for this

idea. Also, you need to work with passion and not the money in the first instance to enable

you overcome some challenges and when you get rid of this the sky will be your starting point.

How does increasing interest rates help inflation?

“Raising interest rates helps to reduce the overall level of demand and therefore, hopefully,

reduces the upward pressure on prices,” says Gapen. So why might this cause a recession? In the

long run, businesses may respond to consumers purchasing fewer goods and services by reducing

production . Saving 35% of your income in 2023 rather than excessive debt.SERIOUSLY -STOP LIVING PAYCHECK TO PAYCHECK

Enlarging your savings is possible. Excessive debt/Excessive Spending will

likely null/void any possibility of savings.

How do you build cash reserves?

Image result for building up cash reserves

You build a cash reserve to improve the financial security

of your business.

How to build up your business cash reserves in 5 simple steps

Improve debt management.

Have a tight invoice.

Consider invoice finance.

Cut down on your expenses.

Ensure you pay back your reserve. SECURED CREDIT CARD VERSUS A LOW-LIMIT CARD YEAR 2023

IF YOU EARN

$100.00 35% = $35.00

1000.00 35% = $350.00

10,000.00 35% = $3500START YOUR PODCAST FOR FREE – EARN ADDITIONAL INCOME HOURLY

Would you like at the end of 2020 to have save $3,500.00??/

What is meant by cash reserves?https://www.TreasuryDirect.Gov

Cash reserves refer to the money a company or individual keeps on hand to meet short-term

and emergency funding needs. Short-term investments that enable customers to quickly gain

access to their money, often in exchange for a lower rate of return, can also be called cash reserves.

Cash Reserves Definition – Investopediahttps://www.investopedia

How many months of cash reserves do I need for a mortgage?

Owner-occupied residences typically require two months in reserves, but a lender may ask

up to six months. A second home or vacation home purchase may require anywhere from two to

four months of reserves or even higher.

How much should you have in cash reserves? SPENDING LESS TO INVEST MORE

The rule of thumb is three to six months of expenses…

Cash reserves aren’t one-size-fits-all. To get to your best number, talk to an advisor.

If you are the only employee, work from home, don’t need raw materials and have personal reserves,

the amount you need is less.MAKING MONEY RESIDUAL INCOME INSIDE OUT

FREE INFORMATION

The motive behind starting a business is often to make money that will be enough to cater to

one’s needs. Earning a large enough income to accomplish and live the life you desire.

But most people don’t have the ability to live life on their own terms because they are either

a slave to their debts or cannot break away from living on pay check. However, this problem can be

solved by the many benefits of residual or passive income.

One of the best ways to gain financial freedom is by setting up a business with residual income

opportunities. 

Residual income by definition is the income one generated long after the work has been completed.

It is the type of income one continues to have for as long as the business lives.

Residual income also known as passive income has no limitations based on time.

Starting a business with residual income opportunity will enable you live life in your terms.

You will continue to earn money whether you are there working or not. The amount of money you can

make does not stop whether you get out of bed or not. 

It is possible to have different streams of residual income. Unlike having two jobs

that will consume your time, multiple streams of residual income will increase your earnings

while giving you enough free time. Residual income gives you a more lucrative alternative to

finding a side hustle that will stress you and consume your precious time.

To kick start your dream of financial freedom, here are some of the residual business opportunities

that you can venture

into.AWSOME FASHIONS

Invest in real estate THE ADVANTAGES TO STARTING A BUSINESS ONLINE IS ABSOLUTELY AWSOME

Rest estate is one of the most lucrative means of generating passive income. Apart from being l

lucrative, it gives you rest of mind and requires little or no work.

Affiliate marketing

This involves promoting other people’s products online of which you get a commission once it

leads to sale. Affiliate marketing can be done by marketing people’s products on your website.

It can also be done by promoting them on social media platforms.

Affiliate marketing is a great way of making money online. You can make up to six figures every

month from the comfort of your home. And remember, you do this at your time and pace.

Write an E-Book

Selling a book online can be another great way of generating residual income. After the initial

work of writing and creating the book, the only thing left is to make your money on every sale.

You don’t need much

capital to produce an E-Book, no printing and shipping costs.

Other residual income business opportunities that you engage in include:http://

•
Create lead generation website
• S
tart a drop shipping business
•
Create a mobile app
•
Invest in vending machines
•
Rent out your spare room

And the list is endless.

What does financial freedom mean?

What Is Financial Freedom? Financial freedom means you get to make life decisions without

being overly stressed about the financial fallout of those decisions. That’s because you’re

financially prepared for whatever life throws your way—you have no debt, you have money in

the bank, and you’re investing for the future.Earning additional income

Most young entrepreneurs around us today have created for themselves an offline venture which can

fetch them some little money and with this, they have utilized their idea and skills.

For you to become a successful entrepreneur your passion most speak for you and not just the way

you rush to get the money daily.

For you to earn more you need to add more value to their life just like the way you fuel your

machinery you will surely benefit from it that is how your idea works too.

Earning additional income means creating another source of earning money daily it could be anything

but it must be what you love more.

Although blogging is not the only business that can fetch you more we have other reliable businesses

to get involved and you won’t regret it.

Blogging can be defined as the process of updating g you web blog daily just like a dairy or an arena

where your visitors can come and read some useful content.

Blogging has been the big money niche online and does not require much stress or coding.

Most people get frustrated of blogging because the fail to understand how it work. Be

consistent and articles must be unique for your reader to read daily.

Earn additional income through blogging

EARNING ADDITIONAL INCOME — WHY NOT YOU

Most people are full-time bloggers and some are part-time bloggers.

_____Earn additional income through Real Estate Investing_____

So, the development of your business strategy for real estate investment is known as Real Estate Investing.

Earn additional income through an Online student Tutor

Earning additional income through Online Tutor this is mainly for those with teaching skills and with

this you can make some cool cash online with platforms like tuteria.com for you to be a tutor you

should either be a high school certified graduate or have a license to become a tutor.

Conclusion

Making additional money online requires much time and also try to figure out what you love most.

The above-listed ways of additional, money online, we have thousands of ideas on how to make this

money online.

Try to make use of your free house to go more on a research you can become twice richer if you can

devote your time for this idea.

Also, you need to work with passion and not money in the first instance to enable you to over

come some challenges and when you get rid of this the sky will be your starting point.

What are the steps in starting a business?

What are some good ideas for starting a business?

What to do before starting a business?

What to consider before starting a small business?

_____Building wealth in times of high inflation is possible._____

The key to building

Wealth is cutting spending, paying down debt, increasing savings, and earning

additional income.

Starting a residual/passive income business in your spare time generating

additional income is another way to build wealth during this period of run

away inflation.

Avoid debt such as credit for usual purchases. Less credit the more disposal

income and funds for investments.

CREATING ANOTHER SOURCE OF INCOME DAILY

Earning additional income

Most young entrepreneurs around us today have created for themselves an offline venture which

can fetch them some little money and with this the have utilize their idea and skills. For you

to become a successful entrepreneur your passion most speak for you and not just the way you

rush to get the money daily. For you to earn more you need to add more value to their life

just like the way you fuel your machinery you will surely benefit from it that is how your

idea works too.THE ADVANTAGES TO STARTING A BUSINESS ONLINE IS ABSOLUTELY AWSOME

Earning additional income simply mean creating another source of earning money daily it could

be anything but it must be what you love more. Over the years I have love the online business

that fetch me some little money to my offline and this online activity that fetch me some money

is blogging. Although blogging is not the only business that can fetch you more we have other

reliable business to get involve and you won’t regret it.

Blogging can be defined as the process of updating g you web blog daily just like a dairy

or an, arena where your visitors can come and read some useful content. Blogging has been the

big money niche online over the years and does not require much stress or coding. Most people

get frustrated of blogging because the fail to understand how it work. You need to be consistent

and also your articles must be unique for your reader to read daily.

Earn additional income through blogging

Blogging basically if for publishing content to reach a wide range but aside the publishing

you can make money through advertising, link placement, sponsored article, banner placement,

affiliate marketing and lot more. Most people are full time bloggers and some are per time

bloggers.THINGS TO CONSIDER FOR STARTING AN ONLINE SUCCESSFUL BUSINESS

Earn additional income through Real Estate Investing

This is simple the process by which an individual gets involve in the management or

ownership of the estate in return of profit. So, the development of your business strategy

to estate investment is known as Real Estate Investing.

Earn additional income through Online student Tutor

Earning additional income through Online Tutor this is mainly for those with teaching skills

and with this you can make some cool cash online with platforms like tuteria.com and for

you be a tutor you should either be a high school

certified graduate and also have a license to become a tutor.

Conclusion

Making additional money online require much time and also try to figure what you love

most. The above listed ways on how Earn additional income through different means is

not just the whole channels that you can make additional, money online, we have thousand

of ideas on how to make this money online. Try to make use of your free house to go

more on a research you can become twice richer if you can devote your time for this

idea. Also, you need to work with passion and not the money in the first instance to enable

you overcome some challenges and when you get rid of this the sky will be your starting point.

How does increasing interest rates help inflation?

HOW TO CUT YOUR SPENDING BY 35% -SAVE 35% OF YOUR INCOME

How to cut your spending by 35% while saving 35% and cutting debt by 35%.CUTTING SPENDING 35 PERCENT SAVING REDUCING DEBT I was angry

when I did my first budget after reading a book on penny-pinching. I had made an excellent

income but saved only a little and couldn’t account for a large sum of my income.

LIVING PAYCHECK TO PAYCHECK IS NO JOY —

JUST GETTING BY IS NO JOY

IF ONLY I HAD A FEW MORE DOLLARS

I’M DOING ALL RIGHT — I’M COMFORTABLE

EVERYONE POTENTIAL IS GREATER THAN THEY THINK IT IS. THE

POTENTIAL TO EARN MORE, AND HAVE MORE IN 2024 -2025 IS POSSIBLE.

THE TRUTH IS ANYONE CAN CHANGE THEIR FINANCIAL CIRCUMSTANCE IF THEY

UNDERSTAND WHAT THEIR CIRCUMSTANCE IS. ANYONE CAN ANOTHER DIGIT

TO THEIR SAVING ACCOUNT.

LIVING PAYCHECK TO PAYCHECK IS NO JOY —

How much would you invest for a roadmap to financial freedom/financial independence???
CUTTING SPENDING 35 PERCENT SAVING BUILDING WEALTH

Adapting frugality is more than just a habit. it is a mindset. While saying that, it is a mindset that can be

adapted with practice and patience, for those paying down debt. The mathematics of frugality

are straightforward as every dime you save can go to paying down your debt. This in turn means that you

can pay down your debt much faster and be done with it much quicker.

There are numerous ways to adapt to being frugal and be more sensible with your resources. Below are the

three easy ways of initiating frugal habits: BUILD WEALTH NOW CLICK NOW

1. Creating a 30-day purchase list; Impulse buying can prove very costly but it can be curbed. One way of

doing that is to create a 30-day buying list. If you want to buy something other than a true necessity

(medicine, food) just put it on the list with the date you want to purchase it. The rule is not to buy

anything (apart from necessities) for 30 days after purchasing that item.

CUTTING SPENDING 35 PERCENT SAVING BUILDING WEALTHCLICK NOW)

2. Carpooling or taking the bus; Carpooling is a major money saver. Find a friend or a neighbor who lives

and works in the same vicinity as yours. Your rides will be more joyous and economical. If carpooling does

not work, take a bus and enjoy a stress-free ride to work.

3. Quit smoking; Apart from being bad for health smoking is a money vampire.  A smoker loses close to

$1500+/- in an year (Depending on habits). In monetary terms smoking is a two-ended spear. It hurts the

smoker in the present (monetary cost of purchasing tobacco) and in the future when the smoker must

deal with the additional health costs. Quit smoking and live a simpler and healthier life.

As mentioned earlier, frugality is a mindset therefore starting with a few of these habits will enlighten

your mind. You will begin seeing room for frugality in every aspect of your life. The shift in your view will

help you save even more money. This is good news for your debt payment ambitions because it means

you are well on your way to debt freedom.

CUTTING SPENDING 35 PERCENT SAVING REDUCING DEBT

The only difference between an individual or family building wealth is one READ

and the other one doesn’t. Knowledge is POWER.

What are the 6 generations?

Baby Boomers: born 1946 to 1964.

Generation Jones: born 1955 to 1965.

Generation X: born 1965 to 1980.

Xennials: born 1977 to 1983.

Millennials: born 1981 to 1996.

Generation Z: born in 1997 or after.

Generation Alpha: born in 2010 or after.

Over 130 million people in America are poor even though this is one

of the most prosperous countries in the world. Why??!!!! All because

they refuse to pick up a book and read it, study it, practice what is in

the book, and enjoy the consequences of having wealth.

CUTTING SPENDING 35 PERCENT SAVING BUILDING WEALTH

What are the 6 generations?

What generation do you belong to???

Baby Boomers: born 1946 to 1964.

Generation Jones: born 1955 to 1965.

Generation X: born 1965 to 1980.

Xennials: born 1977 to 1983.

Millennials: born 1981 to 1996.

Generation Z: born in 1997 or after.

Generation Alpha: born  in 2010 or after.

CUTTING SPENDING 35 PERCENT SAVING REDUCING DEBT

YOU CAN MAKE MONEY WITH AN ONLINE BUSINESS OPPORTUNITY

START WITH CUTTING SPENDING, PAYING DOWN DEBT, SAVING, INVESTING. LIVING FINANCIAL FREE.
THIS IS A DREAM FOR SO MANY WHILE A REALITY FOR SO FEW. WHETHER YOU READ ONE OR MORE SELF
HELP BOOK IT IS A CHOICE THAT WILL GET YOU THERE. INSPIRATION BOOKS, SELF MOTIVATION BOOKS,
PROGRAMS AND TRAINING IS A WAY TO BE A WINNER. YOUR CHOICE, FREE FROM WORRYING IS JUST
BEING HAPPY.<a href=”https://imgenerationx.com/page/18/”>BEING HAPPY </a>
STARTING A SUCCESSFUL BUSINESS EARNING ADDITIONAL INCOME
You Can Make Money With An Online Business Opportunity

There are many times in life when you want to make more money.

Think about what you are doing now, and think about ways to make

that a little bit better for yourself.

For instance, you might be just the right kind of person to find

a great deal for a job that allows you to make lots of money, and that you

to be the boss, as well. Many times they’ll be a make-money business opportunity

that comes out of nowhere.

There are many times in life when you are going to want to make more money.

Think about what you are doing now, and think about ways that you could make

that just a little bit better for yourself.

For instance, if you are able to, you might be just the right kind of person to find a

great deal for a job that allows you to make lots of money, and that allows you to

be the boss, as well.STARTING A SUCCESSFUL BUSINESS EARNING ADDITIONAL INCOME

Many times they’ll be a make-money business opportunity that comes out of

nowhere, and if you are to take it and if you can do well, you might find

that you are able to make more money than you have ever dreamed of making.

This might sound too good to be true, You have to be careful.

But if you are going to find that in reality there are many make

money business opportunity sites you could go to, and at some of these sites,

you’ll be able to make the money that you want to make, without having

to worry about a thing.STOP LIVING PAYCHECK TO PAYCHECK — CLICK NOW

Of course, there are some sites at which you are going to have to be careful. For

instance, when you go to a make-money business opportunity site, it might be

tempting to go with the first offer that you see.

It might sound like something that you could really sink your teeth into. An offer

r that would just be too good to pass up. A make money business opportunity

that you would feel bad about not taking.STARTING A SUCCESSFUL BUSINESS EARNING ADDITIONAL INCOME

However, you have to do your part and do your research because make-money

business opportunities are going to not be as common as you might think. You

have to really search to find the ones that are worth doing and to keep those

separate from the ones that are going to rip you off.

In order to find make-money business opportunities that you know are going to

be worth your while, there are several things that you should do, first. You need

to make sure that you can get information on the business and what is going on.

INFORMATION IS THE KEY SOURCE TO SUCCESSFUL BUSINESS ONLINE — MILLIONS

TO BE MADE
MILLIONS OF CUSTOMERS — NO LIMIT TO INTERNET OPPORTUNITY

It needs to sound viable to you – which means that it has to sound like it makes

sense. If the idea tells you you don’t have to spend any time or spend any money

on the business, that you will simply start to get checks in the mail, this is probably

going to be a scam.

You have to be sure that you are given information about the make-money business

opportunity, and that the information checks out. Blog post: This post/site contains

affiliate links, at no additional cost to

you I am compensated if you purchase after clicking on the links.STARTING A SUCCESSFUL BUSINESS EARNING ADDITIONAL INCOME

WEALTH

How do I start a shoe-string budget business?

7 steps to starting a small business on a shoestring budget – with free startup help

Step 1: Self-assessment.

Step 2: Pick the right business.

Step 3: Consider your name and brand.

Step 4: Draft a business plan.

Step 6: Get your business funded.

Step 7: Set up your physical and digital shop.

You can Earn Money by Blogging!STARTING A SUCCESSFUL BUSINESS EARNING ADDITIONAL INCOME

OR

YOU CAN START A BUSINESS OF YOUR CHOICE — The site below is the United

State Official Small Business site. FREE INFORMATION

https://www.SBA.gov

Indeed this is true. If the first outburst of blogging in the Internet was introduced

for hobbyists, now, you can enjoy doing it, while earning thousands of dollars.

blog,  Adsense revenue, revenue sharing, free blog

Indeed this is true. If the first outburst of blogging in the Internet was introduced for

hobbyists, now, you can enjoy doing it, while earning thousands of dollars.

Yes, truly and surely, you can make money blogging. Realistically, the most you can

make is a few hundred dollars a month that cannot be found on trees or scoffed at.

Nowadays, a social network of bloggers has provided more options and ways

wherein you can maximize your earning potential by blogging.https://ChamberofCommerce.org

Do you want to make money blogging? Then, choose an ideal blog site that will

cater to your requirements for a blog, sign up, create a blog, and publish it right away!

Blogging sites allow you to build blogs according to your tastes. Others have HTML

and link options. Others have customized templates where you can change your

blog page’s color and design.

In between signing up and creating a blog, though, you must know what subject to

blog about. Your subject is an important consideration, so take your time

conceptualizing before jumping into the fray. If you must know, the subject will be

the determining factor how much money you can earn with the blog you’re going

to create.STARTING AN ONLINE HOMEBASED BUSINESS

Try to look for subjects or topics that pay more per click among others. Check

out Google AdWords and AdSense to know how much each click on a subject

costs. Google AdSense then allows you to place ads on your blog. Once a user

happens to open your blog and click on the advertisement, you will earn money on

it. Just that!STARTING A SUCCESSFUL BUSINESS EARNING ADDITIONAL INCOME

Once your offering is announced to companies, consequently, they will contact you

for an ad space on your blog. Google, meanwhile, will place any ad that has

keywords related to your blog. Any which way, you are guaranteed to earn.

Another way to secure earnings from your blogging activities is to become an affiliate

partner to another company.

There is a popular affiliate program, which provides commission to its partners for

every click on the ad, placed on their site/blog. You will also get a percentage from

the sale of their product made in your blog.

There are plenty of affiliate programs with varied commission percentages. Others

even offer profit sharing.

If you are blogging for a specific cause, you still can take advantage of it in a positive

way. You can earn money blogging for a cause. You can ask people to give donations

for a specific cause, though most of it will go to you.

You can use the PayPal donation button and put it on your site. There is also Amazon

with its honor system that sets up a donation button for you.

Are picking up nice ideas already? Well, here is one you will definitely enjoy, how about

making money through blogging about unique merchandise and then offering them

up for sale simultaneously in your blog site?

There are people who would gladly spend for merchandise that are custom-made,

unique and totally out of this world! Edit your blog headline into a catchy one, create

your very own logo and then offer up these kinds of items with your logo in it. It will

be a sort of brand tag.

There are online companies that allow you to design your own items and those that

allow you to custom design your logo, too. You will see how it will boost your blog

once people start wearing and using your items with your logo attached in it.

Do not just concentrate on one way of money–earning opportunity. You can even

combine these methods and earn more.STARTING A SUCCESSFUL BUSINESS EARNING ADDITIONAL INCOME

As the www.Chillicious.com develops, evolves, and takes with it lots of internet users, earning opportunities increase by blogging. Just think, you will enjoy blogging

as a hobby and earn at the outset, too!

I’m sure you must have come across the cliché “health is wealth” but do you know what

that means and why you should give it a thought? Well, this article will help you put

things in retrospect so that you can finally enjoy an optimum healthy life.

Do you know why health and wealth go together? It’s simple when you’re healthy; you

would live longer and hardly spend your money treating one ailment or the other,

how cool can this be?

This is why embracing healthy lifestyle choices are the best bet for anyone who wants

to enjoy a healthy life.CLICK HERE–WEALTH BUILDING

Yes, you’re rich and can afford all the good things that life has to offer, but without a

healthy lifestyle, you’ll spend the majority of your money trying to treat one health

conditions or the other, and I’m sure you wouldn’t want that right?

Now is the best time to start making intentional, healthy decisions, if you have been

depending on junk foods together with other unhealthy eating habits for far too long,

you should strive to change the narrative by embracing healthy lifestyle choices.

Yes, your work schedules may not be giving you all the time you need to eat healthy

meals, but you should strive to always eat healthy meals regardless of how busy you are.

Remember, you can have all the good things in this world, and living healthy may not

be one of them.

To maintain a synergy between health and wealth, it would be smart to come up with

a healthy eating practice that not only includes healthy meals but some form of

activities too.

Always remember that when you eat healthily and spruce it up with one exercise or

the other, you will enjoy a blast of wellness like never before.

Stop spending your money treating one ailment or the other, all you may need to

enjoy a healthy life is making healthy lifestyle choices.