HOW TO CUT YOUR SPENDING BY 35% -SAVE 35% OF YOUR INCOME

HOW TO CUT YOUR SPENDING BY 35% -SAVE 35% OF YOUR INCOME

How to cut your spending by 35% while saving 35% and cutting debt by 35%.CUTTING SPENDING 35 PERCENT SAVING REDUCING DEBT I was angry

when I did my first budget after reading a book on penny-pinching. I had made an excellent

income but saved only a little and couldn’t account for a large sum of my income.

LIVING PAYCHECK TO PAYCHECK IS NO JOY —

JUST GETTING BY IS NO JOY

IF ONLY I HAD A FEW MORE DOLLARS

I’M DOING ALL RIGHT — I’M COMFORTABLE

EVERYONE POTENTIAL IS GREATER THAN THEY THINK IT IS. THE

POTENTIAL TO EARN MORE, AND HAVE MORE IN 2024 -2025 IS POSSIBLE.

THE TRUTH IS ANYONE CAN CHANGE THEIR FINANCIAL CIRCUMSTANCE IF THEY

UNDERSTAND WHAT THEIR CIRCUMSTANCE IS. ANYONE CAN ANOTHER DIGIT

TO THEIR SAVING ACCOUNT.

LIVING PAYCHECK TO PAYCHECK IS NO JOY —

How much would you invest for a roadmap to financial freedom/financial independence???
CUTTING SPENDING 35 PERCENT SAVING BUILDING WEALTH

Adapting frugality is more than just a habit. it is a mindset. While saying that, it is a mindset that can be

adapted with practice and patience, for those paying down debt. The mathematics of frugality

are straightforward as every dime you save can go to paying down your debt. This in turn means that you

can pay down your debt much faster and be done with it much quicker.

There are numerous ways to adapt to being frugal and be more sensible with your resources. Below are the

three easy ways of initiating frugal habits: BUILD WEALTH NOW CLICK NOW

1. Creating a 30-day purchase list; Impulse buying can prove very costly but it can be curbed. One way of

doing that is to create a 30-day buying list. If you want to buy something other than a true necessity

(medicine, food) just put it on the list with the date you want to purchase it. The rule is not to buy

anything (apart from necessities) for 30 days after purchasing that item.

CUTTING SPENDING 35 PERCENT SAVING BUILDING WEALTHCLICK NOW)

2. Carpooling or taking the bus; Carpooling is a major money saver. Find a friend or a neighbor who lives

and works in the same vicinity as yours. Your rides will be more joyous and economical. If carpooling does

not work, take a bus and enjoy a stress-free ride to work.

3. Quit smoking; Apart from being bad for health smoking is a money vampire.  A smoker loses close to

$1500+/- in an year (Depending on habits). In monetary terms smoking is a two-ended spear. It hurts the

smoker in the present (monetary cost of purchasing tobacco) and in the future when the smoker must

deal with the additional health costs. Quit smoking and live a simpler and healthier life.

As mentioned earlier, frugality is a mindset therefore starting with a few of these habits will enlighten

your mind. You will begin seeing room for frugality in every aspect of your life. The shift in your view will

help you save even more money. This is good news for your debt payment ambitions because it means

you are well on your way to debt freedom.

CUTTING SPENDING 35 PERCENT SAVING REDUCING DEBT

The only difference between an individual or family building wealth is one READ

and the other one doesn’t. Knowledge is POWER.

What are the 6 generations?

Baby Boomers: born 1946 to 1964.

Generation Jones: born 1955 to 1965.

Generation X: born 1965 to 1980.

Xennials: born 1977 to 1983.

Millennials: born 1981 to 1996.

Generation Z: born in 1997 or after.

Generation Alpha: born in 2010 or after.

Over 130 million people in America are poor even though this is one

of the most prosperous countries in the world. Why??!!!! All because

they refuse to pick up a book and read it, study it, practice what is in

the book, and enjoy the consequences of having wealth.

CUTTING SPENDING 35 PERCENT SAVING BUILDING WEALTH

What are the 6 generations?

What generation do you belong to???

Baby Boomers: born 1946 to 1964.

Generation Jones: born 1955 to 1965.

Generation X: born 1965 to 1980.

Xennials: born 1977 to 1983.

Millennials: born 1981 to 1996.

Generation Z: born in 1997 or after.

Generation Alpha: born  in 2010 or after.

CUTTING SPENDING 35 PERCENT SAVING REDUCING DEBT

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