SAVING 35% — CUTTING DEBT—EARNING 35% MORE

SAVING 35% — CUTTING DEBT—EARNING 35% MORE

SAVING 35% — CUTTING DEBT 35% — EARNING 35%

BEFORE THE PANDEMIC CORONAVIRUS COVID – 19 CRISIS THE SAVING RATE

WAS LESS THAN 10% FOR THE AVERAGE AMERICAN.  SOME ARE SAVING MORE

AND SOME LESS. AS FOR DEBT, THE FEDERAL RESERVE, THE FEDERAL

GOVERNMENT AND CORPORATE AMERICA IS OUT OF CONTROL. DEBT DEBT AND

MORE DEBT.
!
WAYS TO BUILD WEALTH IN 2024 — BUILDING WEALTH BOOKS
!

STARTING A HOME-BASED BUSINESS IS THE SOLUTION TO EARNING AN

ADDITIONAL 35%. TO AVOID THE HIGH INFLATION CUTTING SPENDING IS A

SOLUTION ALSO.

THE MORE ANYONE HAVE THE BETTER OFF EVERYONE IS. IT IS ALL POSSIBLE FOR

ANYONE. LOTS OF BOOKS GIVE ANYONE WHO CAN READ, OR EVEN LISTEN TO

AUDIO

BOOKS CAN ACHIEVE WEALTH

IT IS NOT DIFFICULT. IT IS JUST TRYING TO ACHIEVE THIS AND MAKE SMALL STEPS.

BUILD OVER TIME ON YOUR SMALL ACHIEVEMENTS, IT HAS WORKED FOR MILLIONS

AND CAN WORK FOR YOU.

VALUE OF CUTTING SPENDING DISPOSAL INCOME

Your disposable income is necessary if you want to decrease payments to your

creditors when you can no longer afford the common contractual payments.

Debt management companies use your disposable to work out what you can

sincerely afford to repay your creditor commitments.

Below we have explained how to work out your disposable income for yourself

should you need to reduce your debts without contacting a debt management

company – that being said we would imagine a debt management company

would get a better response from your creditors as they are under no obligation

to accept any new payment arrangements and put this to them through a

the debt management company will normally yield better results.

Work out your income.

You will need to work out your income every month as most creditors

will prefer to have regular monthly payments.

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The basic form would be.

This can be done by adding up your last 6 or 12 wage slips and dividing the total

by the number of wage slips you added. For example, if you added

together your take-home pay for the last six months you would divide the total

amount by 6 to give a normal monthly average of your take-home.

Work out your committed outgoings

Your committed outgoings are what you need to pay each month. With things like

your phone bill or water bill which you may be paying quarterly divide your

normal quarterly bill by 4 to get a monthly allowance.

After you have added all these together, which will ensure you, have made

allowances for the essential living costs we can deduct this from your monthly

take-home pay. What’s left is your disposable income and what you can genuinely

afford to pay your creditors. MAKE MONEY NOW

What amount of my disposable income should my creditors get?

Your disposable income should be spread around your creditors you owe the

most to get paid the most. This is normally referred to as payment pro-rata,

which can be worked.

Owing to a total of 10,000 to 3 creditors with a disposable income of 200

Creditor A 5,000 Creditor B 3,000 Creditor C 2,000a Total owed 10,000

First, we need a percentage of the total debts you owe to each creditor. To do this

you would take the amount owed to the creditor, divide by the total owed

and multiply by 100.

Creditor A= 5,000 ÷ 10,000 (total owed) * 100 = 50% Creditor B= 3,000 ÷ 10,000

(total owed) * 100 = 30% Creditor C= 2,000 ÷ 10,000 (total owed) * 100 = 20%

We then apply these percentages to your disposable income as follows.

Disposable income is 200

• Creditor A 200 ÷ 100 * 50 = £100
• Creditor B 200 ÷ 100 * 30 = £60

MAKE MONEY NOW

To set more money aside for building wealth, consider these moves:
  1. Track your spending for at least a month. You can use a budgeting app or spreadsheet to help you do this, but a small, pocket-size notebook could also work. …
  2. Find the fat and trim it. …
  3. Set a savings goal. …
  4. Put saving on automatic. …
  5. Find high-yield savings.

What is the number 1 key to building wealth?

The first step is to earn enough money to cover your basic needs, with some left

over for saving. To create a financial plan, consider your personal goals, which

may include buying a home, saving for retirement, or putting your kids through college.

Why cut spending now??? Inflation is above 8% and climbing.

The Federal Reserve has raised interest rate in an effort to slow the

economy and bring inflation under control. If the Federal Reserve succeed

then products you plan to purchase now will be cheaper.

$

Why cut spending now??? Budgeting/Budget is another way to fight

inflation. Monitoring where your money going/controlling expenses is another

why to fight inflation.

$$WEALTH STARTING BUSINESS ON A SHOESTRING BUDGET YEAR 2023

Caution rather than a great regret in this inflation crisis.

Keep in mind the Federal Reserve policies will take time to get

inflation under control. In the meantime start your own financial control plan.

With modern communication technology comes the popularity of

information-based marketing, which is one of the oldest and most effective

techniques in getting targeted prospects to sites and converting them into.

This is why article writing, submissions and publications are also getting popular.

internet business plan, small business advertising, business newsletter, business

location, business competitors, business website, search engine optimization,

ay-per-click marketing, business marketing tips

To all writers and non-writers out there, now is the time to start digging up

those creative writing skills back.

With modern communication technology comes the popularity of information-based

marketing, which is one of the oldest and most effective techniques in getting

targeted prospects to sites and converting them into buyers.

This is why article writing, submissions and publications are also getting popular.

There are already many tools that people can use to make the process of

their article.

Though this is invaluable in getting the contents more exposure, which is only

half of the story.Let us take a look first at the common mistakes that some

people make before submitting their contents to article directories:

1. Confusing the reason to promote the articles with the reason to write them.

In article writing, there are three key benefits why you are promoting them;

branding, lead generation and promotion, which are all part of your

optimization efforts.

But there is only one reason why you write an article, and that is to inform

your audience. If the article is not focused on this primary and most important

purpose, it will fail to achieve the three promotion benefits because no one will

be interested in reading them.

You need to figure out first how to get people to read what is in your article,

then make them click on your resource box. You can achieve this by producing

better contents.

2. Failing to maximize the promotional opportunities of article marketing.

You may know already that your articles can help you generate additional links

back to your site.

But do you know that you can get more visitors and better search engine results

from that same articles?

Mention keywords at strategic places. Just be sure not to overdo them.

Some are even using anchor texts which is also an effective method. But it is

important to know that majority of the directories are not able to support this.

Remember that is not only about the links back to your site. Part of doing well in

your article marketing is getting picked up by publishers with a large number of

audiences and gaining the ability of leveraging other brands because of the

quality of your work.FINANCIAL FREEDOM — HAVE YOU THOUGHT ABOUT STARTING A BUSINESS???

Better search engine results also are great benefits.

But these things do not put much money in your pocket. There are other factors

that can turn your article marketing efforts into an opportunity that can boost

your earnings. Not just increase the number of visitors to your site.

Start out with a plan and see to it that your article will serve the function that you

intended it to have.

3. Publishing content that does not help your readers.

Maybe in the process of writing articles, you are thinking that all that is you

wanted is links back to your site. And any visitors it can generate are fine.

Guess what? Not all article banks and directories are going to accept your

content automatically. Oftentimes, they have some guidelines and specifications

on the articles that they are accepting.MAKING MONEY FROM THE INSIDE OUT — BUILDING WEALTH AND FINANCIAL FREEDOM

You can double the number of sites you can submit to by writing articles that

the directories want to share with other people.

All it takes is one publisher with a hundred thousand readers to increase your

potential audience overnight.

Write the articles that publishers want in their publications if you want your article

marketing to work the most effective way for you. This also means you have to

obey the standard guidelines, spell checks, researching on a good topic and even

hiring a writer to produce a good content on your behalf.10 CRITICAL BUDGETING STEPS TO FINANCIAL FREEDOM

In the end, it is all really a matter of choice on your part. You can start getting a

little exposure from increased links back but on a very basic level. Or enjoy massive

exposure from a little extra time making quality contents.

It will be your choice. You may not be aware of the fact that an article submitted on

directories is not meant to have the same level of exposure as highly-targeted

content ones geared on a narrow group of people.

Learn the difference between these two and it will surely help you know what kinds

of articles to write .10 CRITICAL BUDGETING STEPS TO FINANCIAL FREEDOM

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